Traveling without a travel insurance is a risky business. You never know what might happen, so it is best advised to have some sort of protection when it comes to you health coverage. Sometimes your home country might cover the costs if you fall ill during you trip, however, other insurance companies are not so kind.
Recently one of my aunt broke a tooth while she was eating “aaruul” a traditional hardy Mongolian snack that requires some chewing power when traveling through Mongolia. Although she said it is fairly cheap to get your teeth fixed in Mongolia: http://dentistmongolia.com/, she decided to wait until she was back home where she had dental insurance coverage. However, soon did she realize that an infection had taken place via the broken tooth and ended up going through a surgery which left her in hospital bed for weeks.It ended up being a very unfortunate costly encounter for her.
SO WHY IS TRAVEL HEALTH INSURANCE IMPORTANT
If you are visiting South East Asian countries such as Thailand, Phuket or other tropical countries, tourists’ bodies are not used to the foreign environment, hence they are prone to certain viruses and diseases. If you can get the specific vaccines and necessary precautions do so. In the event of unexpected sickness, you will need health insurance unless you want to pay a hefty sum of money.
WHAT DO IF YOU ARE SICK WITHOUT TRAVEL HEALTH INSURANCE
Immediately contact your health insurance company back home and find out whether you can find at least some coverage. If you are willing to negotiate with your insurance company, and if you play your cards well, you might have a chance to get some coverage for your situation.
In the end, if you want to travel without worries and have a peace of mind, it is worth the extra expense to purchase travel health insurance, otherwise, if you want to play your luck, it’s up to you. Stay healthy!